Wow, never thought you would be the type of "no privates between a couple". Fine, fine, I'll let you have a peek of one of my latest fantasies. It starts with you and me, in swimsuits, with a warm summer sun and in the beach. Games in the water, swimming, solar protection lotion... You know, that type of thing.

[If he thought she was serious he would have gotten worried, but he doesn't so...]